Benefit and Risk Management Services

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Employee Benefit Trends for 2017

5 Employee Benefits Trends for 2017 Employee benefits will feel the effects of political change as well as cultural change next year. As the old year ticks down toward a new year filled with a drastic change in Washington that will no doubt create plenty of ripple effects throughout the country, the employee benefits sector also faces … Continue Reading

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2018 Notice of Benefit and Payment Parameters – Final Regulations

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CMS issued the Department of Health and Human Services (HHS) Notice of Benefit and Payment Parameters final rule for 2018 on Friday December 16, 2016, establishing standards for insurers and each health insurance marketplace for the 2018 plan year. These final regulations, effective for plans and plan years beginning on and after January 1, 2018, include updates to the … Continue Reading

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FSA Contribution Limit Increases for 2017

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On October 25, 2016, the IRS announced that the maximum FSA contribution limit for 2017 will increase by $50 to $2,600. This is the first increase to the limit in two years and only the second increase since the limit was originally set at $2,500. With the enactment of the Patient Protection and Affordable Care … Continue Reading

Anthem Security Beach Credit Monitoring Service

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In light of the recent cyber attache Anthem, Inc. expereinced, Anthem Blue Corss is making every effort to further secure member data. Credit monitoring and identity protection services will be provided free of charge so that those who have been affected can have peace of mind. Services will include the following:

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Health Policy Brief Updates

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In order to reflect continuously changing and evolving health policy issues and perspectives, here are five Health Policy Briefs that have been updated in 2014: Transitioning to ICD-10. All health plans, health data clearinghouses, and health care providers that transmit health information electronically will be required to use a new, significantly broader, coding system, called … Continue Reading

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What Is Taking Effect in 2014

2014 – The year several key health reform provisions take effect The PPACA comes to a crescendo in 2014. Many key changes that are expected to get health insurance to millions of uninsured Americans, improve care and reduce costs begin. The year’s provisions are: HEALTH INSURANCE MARKETPLACES/EXCHANGES: On January 1, 2014, states are required to … Continue Reading

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COBRA Subsities

FSA Makes Important Changes to “Use-It-Or-Lose It” Rule

If you’ve ever worried about losing your FSA dollars at the end of the year, we have some good news for you.  Today, the U.S. Department of the Treasury and the IRS issued a notice changing the unpopular “use-it-or-lose it” rule for flexible spending accounts.  The rule previously did not allow unspent FSA balances to … Continue Reading

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Self Funding Expected to Grow

A growing number of employers are discovering that a self funded health plan can be a cost effective alternative to the traditional fully insured approach. “For many years many larger companies, including private sector employers as well as non profits and government organizations have opted to self fund their health insurance benefits to provide greater … Continue Reading

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Medical Loss Ratios

In early July insurance companies (issuers) required to pay rebates to policyholders, are issuing checks to deserving policyholders. Who would have thought it would become so complicated! Although we do have some guidance from the Agencies (Internal Revenue Service, Department of Labor, Department of Health and Human Services, Center for Consumer Information and Insurance Oversight), … Continue Reading

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Health Care Reform Upheld

At 10:15 A.M. Eastern Time today, Chief Justice Roberts released the U.S. Supreme Court decision on the constitutionality of various provisions of the Affordable Care Act (ACA). Chief Justice Roberts wrote the majority decision. The Justices split 5/4 on allowing the individual mandate to stand, but the vote on the Medicaid issue was 7/2 to … Continue Reading

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